Casualty Actuarial Society

C-11
Homeowners Insurance in the Lone Star State

Tuesday, May 22, 2012: 8:00 a.m.
Desert Willow (Arizona Grand Resort)
Texas homeowners face hurricanes, hailstorms, tornadoes, and other severe weather on a regular basis, making the Texas market one of the most daunting in the US: from 2001-2010, the P&C industry lost over $2.5 billion in Texas homeowners insurance.  What does the future hold?  This session will feature an engaging discussion about opportunities to make the market viable for both the industry and consumers.  Many of the conclusions will also be of interest to those facing similar challenges in coastal and severe weather states throughout the US. 
Moderator:
Karen Commons, Associate Actuary, Allstate Insurance Company
Panelists:
James Murphy Jr., Vice President - Actuary, Texas Windstorm Insurance Association
Robert Zeman, Regional Counsel, Allstate Insurance Company
Kenneth Lovoy, Director of Market Research and Education, Office of Public Insurance Counsel
Handouts
  • CAS Presentation 2012 Phoenix - OPIC_Lovoy.pdf (320.5 kB)
  • Texas Homeowners Insurance.pdf (255.2 kB)
  • CAS presentation - Zeman.pdf (164.0 kB)
  • See more of: Conference Program